Upload a bank statement and spndrai turns messy transactions into a clean, reviewable spending report. This sample uses dummy data — no real account.
Notice how transfers, credit-card bill payments, and investments are kept out of your expense total — so "Expenses" reflects real spending, not money you moved around.
AI-assisted categorisation isn't perfect — low-confidence transactions land here so you can review and correct categories. Corrections are remembered for next time.
| Date | Merchant | Category | Type | Amount |
|---|---|---|---|---|
| 01 May | Acme Payroll | Income · Salary | Income | +₹1,18,500 |
| 02 May | Landlord | Housing · Rent | Expense | ₹22,000 |
| 05 May | Self — Savings A/c | Transfer | Transfer | ₹35,000 |
| 07 May | HDFC Credit Card | Financial · Credit Card Payment | CC payment | ₹22,300 |
| 10 May | Groww SIP | Investments | Investment | ₹15,000 |
| 12 May | Swiggy | Food & Dining | Expense | ₹640 |
One click reassigns the category, updates your dashboard totals, and teaches spndrai to categorise that merchant automatically next time.
Create a free account and upload a statement — your report is built the same way, from your data.
All figures above are sample data for a fictional user and do not represent any real person or account. spndrai is a tool to help you understand your spending — it is not financial advice. Pro is a one-time payment for a fixed access period, with no auto-renewal.