Upload a statement from HDFC, ICICI, SBI, Axis, Kotak and other major Indian banks. spndrai extracts your transactions and builds a clean, reviewable spending report — no spreadsheets, no manual entry.
Raw files are discarded after parsing. You can export/delete data.
Indian bank statements are hard to read: cryptic UPI strings, NEFT/IMPS references, card payments, and your own account transfers all mixed together. spndrai reads the statement, extracts each transaction, and applies AI-assisted categorisation so you can finally see where your money actually goes.
AI-assisted categorisation isn't perfect — low-confidence items go to a review queue where you review and correct categories in one click.
See it first. Not ready to upload? View a sample report built from dummy data to see exactly what you'll get.
Your uploaded statement is used to extract transactions and is then discarded — we don't keep the file. Extracted transaction data builds your dashboard, and you can export or delete your account and data at any time. See our Security & Privacy summary and Privacy Policy. spndrai is a tool to understand your spending — it is not financial advice.
Start free. Pro is a one-time payment for a fixed access period (30 or 365 days) with no auto-renewal — you're never charged automatically. Renew manually whenever you like.
Which Indian banks are supported?
Major banks including HDFC, ICICI, SBI, Axis, Kotak and others, via PDF or CSV statement export.
Do I need to link my bank account?
No. There's no account linking or open banking — you simply upload a statement file you export yourself.
Is categorisation accurate?
It reaches around 94% accuracy in our testing, and every low-confidence transaction is flagged for you to review and correct. We don't claim perfect accuracy.
Create a free account and upload a statement — or preview a sample first.