Spending report from a bank statement

Get a monthly or 3-month spending report — without manual entry

Instead of typing transactions into a spreadsheet, upload your bank statement and let spndrai build the report: totals, categories, merchants and trends over time.

From statement to report in minutes

A spending report is only useful if it's honest about what's actually spending. spndrai reads your statement, separates real expenses from money you simply moved, and produces a clear monthly view you can compare across months.

Who it's for

What your report includes

  • Total income vs. total expenses
  • Transfers and credit card payments separated out
  • Investments (SIPs, mutual funds) kept separate
  • Top spending categories and merchants
  • Recurring subscriptions
  • Month-over-month trend view

What still needs your review

  • Low-confidence or ambiguous transactions
  • Unusual one-off payments
  • Merchants the AI hasn't seen before

You review and correct anything in one click before relying on the numbers.

Why credit card payments matter. Paying your card bill isn't new spending — it's settling spending you already did. spndrai keeps those payments out of your expense total so it isn't double-counted. See how it looks →

Private and in your control

Your uploaded statement is used to extract transactions and then discarded — we don't keep the file. Export or delete your data anytime. See Security & Privacy. spndrai is not financial advice.

Pricing

Start free (last 3 months of history). Pro is a one-time payment for 30 or 365 days with full history and no auto-renewal — renew manually when it expires.

FAQ

Can I get a 3-month report?

Yes. The free tier shows the last 3 months; Pro unlocks full history and longer trend analysis.

Do I have to enter anything manually?

No — the report is built from the statement you upload. You only step in to review flagged transactions.

Can I export it?

Yes, you can export your data (CSV) at any time.

Build your spending report

Create a free account and upload a statement — or preview a sample first.