If you freelance or consult in India, your business and personal spending live in the same account. spndrai helps you summarize expenses by category and merchant so you have a clear picture to work from — for your own review, reimbursement, or when preparing to talk to your accountant.
Please note: spndrai is a spending-analysis tool. It is not tax, legal, accounting or financial advice. Use the summary as a starting point and confirm anything tax-related with a qualified professional.
Client payments, software subscriptions, travel, a coffee that was actually a client meeting, and your own rent all flow through one account. At review time it's a mess. spndrai extracts every transaction and organizes it into categories and merchants, so you're not scrolling a 200-line statement trying to remember what each UPI reference was.
You review and correct categories in one click. spndrai organizes; you decide what's deductible or reimbursable.
Your uploaded statement is used to extract transactions and then discarded — we don't keep the file. Export or delete your data anytime. See Security & Privacy.
Start free. Pro is a one-time payment for 30 or 365 days with full history and export, and no auto-renewal — renew manually when it expires.
Can spndrai do my taxes?
No. spndrai organizes and summarizes your spending. It is not tax, legal or financial advice — take the summary to a qualified professional for anything tax-related.
Can it separate business from personal?
It categorizes by merchant and type, but only you can decide which items are business. You can review and correct every category.
Can I export the summary?
Yes — CSV export is available so you can share it or keep records.
Create a free account and upload a statement — or preview a sample first.